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Organisation : J N Tata Endowment
Scholarship Name : J N Tata Endowment Loan Scholarship 2024-25
Applicable For : Indians who have completed an undergraduate degree from recognized Indian universities
Last Date : 15th March 2024
Website :

What is J N Tata Endowment Loan Scholarship?

J N Tata Endowment has awarded loan scholarships to more than 5700 Indian students, drawn from all over India. The Endowment supports only higher studies overseas – Master’s, Ph.D., Post – doctoral fellowships, across all education steams. Based only on Merit, it seeks to recognise and award, “the best and most gifted so as to make them of the greatest service to the country”. Applications for the Loan Scholarships will be open from 11th January to 15th March 2024.

Related / Similar Scholarship : NIPCCD UNNATI Scholarship Scheme 2024

Eligibility Criteria of J N Tata Endowment Loan Scholarship

** Candidates should be Indians, not older than 45 years as on June 30, 2024, and graduates of a recognised Indian university with at least 60% marks on average in their undergraduate or post-graduate studies. Candidates are not eligible to apply if their undergraduate degree is not from a recognised University in India.

** The course to which candidates are admitted must be recognised as a Graduate Program (post – graduate in Indian terminology).
** Candidates who did not get selected in the previous year/earlier for the loan scholarship and candidates who could not avail of the loan scholarship when they were selected are eligible to apply a fresh.

** Candidates who are already pursuing postgraduate studies abroad may apply either at the end of their first year of studies or at the commencement of the second year, provided there is a minimum of one full academic year (12 months) remaining to be completed at the time of the loan scholarship award, typically in July of any calendar year.

** Candidates in the final year of their degree courses and those awaiting results are eligible to apply. Candidates may apply, even if they do not have the admission/offer letters while filling the application form from the universities to which they have applied for the academic year 2024-2025.

** J N Tata scholars who have fully repaid their existing loan scholarship amount are eligible to apply.
** Candidates going overseas for seminars, conferences, training, workshops, paper presentation, undergraduate studies, and any post-graduate degree/diploma/certificates through Distance learning or online medium are not eligible to apply.
** Candidates planning to pursue postgraduate and undergraduate studies in India are not eligible to apply.
** Candidates who are planning to study for a diploma of at least 1 year duration, whose entry-level requirement is higher secondary level, are not eligible to apply.

How to Apply for J N Tata Endowment Loan Scholarship?

** Applications for the Loan Scholarships will be open from 11th January to 15th March 2024 on our website
** Candidates have to create a login ID and password to be able to apply.
** Candidates will be required to submit preliminary details such as personal and academic information, work experience (if any), and statement of purpose.

Scanned copies of the following documents should be uploaded:-
** Candidate’s photo (500 * 500 pixels in jpeg format)
** Aadhar card
** Passport (first & last page)
** Marksheet / Transcript/s for each academic qualification

** The Statement of Purpose (SoP), carries considerable weight in the selection process and while there is no set template for the same, it is expected that the content be written by the applicant and be free of plagiarism and biographical details. The narrative should not exceed 800 words.

** The SOP should clearly convey the thinking behind your academic choice and the preferred / chosen University and how the same ties in with your academic qualifications, work experience if any and career goals/ plans; both short term as well as long term.

Working professionals need to upload 3 additional documents (if any):-
** Work Experience certificate from the previous employer
** Appointment letter from the existing employer and
** Latest filed ITR / 3 months’ pay slips.

** If the information provided by candidates is either incomplete or false, the application will get rejected at any phase and the Endowment will not entertain any queries with regard to the rejection.

** Once the application is submitted, candidates cannot make any changes to the form. If they need to make any changes/corrections in the application form they are required to send an email to jnteapplication[AT] quoting the reference number (which appears on the top left side of the application form.)

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** All documents should be uploaded in a grayscale pdf suitably named to identify the nature of the document being shared.
** Candidates are required to validate the application form before final submission, after which they will not be able to make any changes.

Please note that :
(i) You may create only one Login ID using your email ID.
(ii) this is not a downloadable form. So, you may directly complete the application form online in one visit or more than one visit but you must remember to save the draft before you exit each time.
(iii) Candidates are required to validate the application form before final submission after which candidates will not be able to make any changes.

Selection Process of J N Tata Endowment Loan Scholarship

** Staying true to our founder Jamsetjee Nusserwanjee’s vision of rewarding the brightest and the best, we follow a rigorous selection process. It is a matter of pride to be called a JN Tata Scholar.

** The entire selection process has been divided into four phases. Candidates will be informed about the status of their application at the end of each phase.

Phase 1 – Application Submissions :
Phase 1 – ends on 15th March 2024, which is the final date of submission of the applications.
Candidates will be required to submit preliminary details such as personal and academic information, work experience (if any), and statement of purpose.

Phase 2 –Online test :
** After the initial screening of applications, candidates whose application will be processed further will be informed over email. The remaining candidates will be informed a week in advance, that they are shortlisted to undergo the online test.

** This is not a subject-specific test and is designed to primarily assess the critical thinking and problem solving skills of a candidate, more details of which will be shared when the candidate is intimated of the shortlisting. The candidate will be guided with detailed instructions and a mock test will also be arranged for familiarization.

** The technical requirements such as internet connectivity and related aspects will also be clearly conveyed to the candidate. The results of the test will be announced within a week from the date of the test by email. Correspondence in this regard will not be entertained.

Phase 3 –Interview with Subject Expert :
** Of those who undertake the online test, some will be shortlisted for the technical interview and the remaining will be informed that their applications will not be processed any further.

** Candidates who are shortlisted for the interview will be required to complete the application form by providing the details of the University where admission has been secured and the respective course of study. Additional details of the family and funding source for the studies will also be sought.

Scanned copies of the following documents should be uploaded:-
** Letter of admission to the University
** Final year mark sheets and degree certificate
** Certificate of scholarships/ranking/prizes (if any)
** Certificates relating to Co-curricular and extra-curricular activities
** Research work/Project work (only One)
** Resume
** Cost of education
** Source of funds

Phase 4 – Final Selection :
** At this stage the shortlist of awardees will be arrived at and announced by mid-July. The candidates who had gone through the interview stage will be intimated of their selection or otherwise over email.
** The decision of the Endowment on the award of loan scholarships will be final and we would request it to be noted that no correspondence in this regard will be entertained.
** The awardees will be required to indicate their formal acceptance of the loan scholarship after which the following documentation formalities will need to be completed.

** For those accepting the loan scholarship the next step will be as under :
** Scanned copies of the following documents should be uploaded on the portal –
** Candidate’s PAN card
** Candidate’s cancelled cheque / latest bank statement
** Guarantor’s PAN card and Aadhar card
** Guarantor’s passport size photograph (500*500 pixels in jpeg format)
** Guarantor’s income proof / latest filed ITR

** After obtaining the visa and flight ticket the candidate and the guarantor (preferably a parent or a relative) will have to visit the Administrative Office of the Endowment, by prior appointment, to complete the necessary formalities. They will be required to enter into a legal agreement with the Endowment.

The loan scholarship agreement is for a period of 7 years and requires the scholar to repay the amount in full in five equal installments between the third and seventh year. Early repayments are however accepted.

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