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Vidya Lakshmi Loan Search : National Scholarships Portal

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Organization : National Scholarships Portal,Vidya Lakshmi
Facility : Search For Loan
Country: India
Search Here : https://www.vidyalakshmi.co.in/Students/login#studentlogin

Vidya Lakshmi Search For Loan

Please follow the below steps to Search For Loan in Vidya Lakshmi portal

Related / Similar Post : Vidya Lakshmi Education Loan Application

** Enter your Email Id
** Enter your Password
** Enter the Captcha image
** Click Login Button

Students are required to complete sign up process to register on Vidya Lakshmi portal.

About Vidya Lakshmi

With a view to enable all poor and middle class students to pursue higher education of their choice without any constraint of funds, I propose to set up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram.

We will ensure that no student misses out on higher education for lack of funds. The IT based mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to provide to students a single window electronic platform for Scholarships and Educational Loans.”

Frequently Asked Questions

1. What are the features of Vidya Lakshmi Portal?
Vidya Lakshmi Portal provides single window for Students to access information and make application for Educational Loans provided by Banks and Govt Scholarships.
It has the following features :
** Information about Educational Loan Schemes of Banks
** Common Educational Loan Application Form for Students
** Apply to multiple Banks for Educational Loans
** Facility for Banks to download Students Loan Applications
** Facility for Banks to upload loan processing status
** Facility for Students to email grievances/queries relating to Educational Loans to Banks
** Linkage to National Scholarship Portal for information and application for Govt Scholarships

2. How can I apply for Educational loan through Vidya Lakshmi?
The applicant must register and login to Vidya Lakshmi portal and then fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience. Alternatively, the applicant can also search for Educational Loan after login and apply for the suitable Educational Loan by filling the CELAF.

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3. What is Common Educational Loan Application Form (CELAF)?
The Common Educational Loan Application Form is the single form which students can fill to apply for Educational Loan to multiple banks / schemes. CELAF is the application form prescribed by Indian Banks Association (IBA) and accepted by all banks. This form is provided on Vidya Lakshmi portal to apply for Educational loan.

4. What is Sign up?
Students are required to complete sign up process to register on Vidya Lakshmi portal.

5. What if I forget password of my Login ID?
You can click on Forgot password option provided on the Login page of Vidya Lakshmi portal and you will be asked to provide your registered e-mail address. Vidya Lakshmi portal will send a system generated password through an e-mail.

6. How will I know once Education Loan is approved?
The Bank will update the status of the application on Vidya Lakshmi portal. Students can view the status of the application on the applicant’s dashboard on the portal.

7. Why is my loan application rejected?
You may not be eligible as per the norms laid down by the selected banks. Please contact the selected banks for more details.

8. What is on hold status of Loan application?
The Bank will mark the loan application status to on hold when the bank requires some further information or documents to be submitted by the student. The requirement will be indicated in the Remarks column and Student can check the same in the dashboard

9. How is the money/educational loan disbursed?
Approved Educational Loan of an applicant will be disbursed directly by the bank outside the Vidya Lakshmi Portal. To know more, contact the bank you have selected.

10. Which are the banks I can apply for Educational loan through Vidya Lakshmi portal?
To view the list of registered banks on Vidya Lakshmi, Please see at the bottom of Home page.

11. How many applications for Educational Loan can be submitted by a student?
A student can apply to a maximum of three Banks through Vidya Lakshmi portal using CELAF.

12. What is rate of interest for the Educational loan?
The interest rate varies from bank to bank and scheme to scheme. Therefore, the applicant/student is requested to check the same on Loan Search page after login.

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7 Comments
Add a Comment
  1. how should i apply for vidya lakshmi scholorship

  2. My scholarship is not selected in merit list.

  3. My application status is “On Hold”. What does this mean?

    1. The Bank will mark the loan application status to on hold when the bank requires some further information or documents to be submitted by the student. The requirement will be indicated in the Remarks column and Student can check the same in the dashboard

      Information as provided in the official website of National Scholarships Portal,Vidya Lakshmi.

  4. How can I apply vidya lakhsmi national scholarship scheme?

  5. I forgot my password.
    What I need to do after email come?

  6. My scholarship is not verified.

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